Step 3: Choose GCash as Your Payment option. GGives is a loan product that allows you to pay in installments, with different interest plans depending on how many months you’re planning to pay for it. DesignFor more funds, GCash offers GCredit which offers a credit line on other services of GCash, such as Scan to Pay, Shop Online, and Pay Bills. 68 after 1 month. Thus, the interest rate you’re being charged will be affected. Go to GSave Marketplace and click on the “EzySave+ by Maybank” button. The Goodyear Credit Card credit score requirement is 640 and up, which is fair credit. As far as I know, nagbe based lang cya dun sa in-app credit score kaya cya ganun. You’ll receive a payment receipt for your GLoan. The starting credit limit for new GCredit users is. Unlock’s home equity agreement (HEA) has a simple approval process. DISCLAIMER: This video is NOT SPONSORED, this is only based on my personal experience that I want to share with you. I am very active gcash user, ultimo sarisari store gcash ko (I find it more convenient nakakatamad lumabas mag withdraw) but my Gscore is. It is the trust rating computed for you based on the various activities you do in GCash such as maintaining an active wallet balance, paying your bills, using GSave, GInvest, and GInsure . The minimum amount due is the smallest amount that you are required to pay on your billing date. After clicking, you will see the three products, Gloan, Gcredit, and Ggives. Copy of a government issued identification card, such as a driver's license, state ID card, etc. Step 2: Select your order via the Foodpanda app for iOS or Android. Save and Invest regularly. home equity. To increase Gscore and have a higher chance of getting higher credit limit, subscribers need to the following: Start to use a GSave account. After having a decent amount of GScore, GCash will send you a notification via text or through the app that you can avail of another loan program, GGives. Recommended reading: GCash GCredit: Ultimate Beginner’s Guide. » Earn MORE 💲💲💲 Extra Income here: • GCASH FREE P50: • PAYMAYA FREE P100: • BINANCE FREE BTC: Gscore went from 500s to 700s just by that. You can also pay your bills on the GCash app using GCredit. Press the confirm button below. 5 What is the minimum GScore for GCredit? 10. GCredit. Credit Education Resources. ii. Eh ngayong nagkaroon ako ng Gcredit, ito na mostly ginagamit ko except sa mga stores that doesnt accept. Step 3: Choose GCash as Your Payment option. It also seems that GGives offers a higher credit limit than GCredit for the same GScore. Pro-tip to increase your GScore and credit limit: 1. Lower credit scores can mean fewer offers and higher interest rates. Before talaga I use GCash na. 4. Ako halos lahat ng transactions ko via Gcash na and I was able to reach 750 na score. Like other extra services from GCASH, GGives is only available to select users who pass their criteria. Complete addresses for the past two years. GCredit. Depending on the user’s GScore, GCredit provides a credit line up to PHP10,000 which they can use to shop and buy items from partner. Depending on your home’s current value, you can receive up to $500,000 in cash. #GCREDIT #GCASHUpdated policies and customer eligibility requirements:1. • No minimum deposit, no minimum balance • Up to 4. Subscribers with high GScores can loan up to a maximum amount of Php 10,000 with an interest rate of 1%. You need to be fully verified in the GCash app. The Department of Veterans Affairs (VA) offers these loans to veterans, active-duty service members, and eligible surviving spouses to assist with the purchase or refinance of homes with. Disclaimer: This video is not sponsored by GCash. The actual GScore that will unlock GCredit is not disclosed by GCash. Thanks! For the Gscore to increase, you need to use your Gcash app, specifically buy load, pay bills, and paying through qr code for gcash enabled merchants. The minimum deposit and withdrawal amount are Php 0. Buy now, pay later with access to your own credit line. Final Thoughts. 65K subscribers Subscribe Share Save 403K views 2 years ago #gcash #gcredit #online DISCLAIMER: This video is NOT SPONSORED, this is only based on. Disclaimer: This video is not sponsored by GCash. Tap GLoan. Stats. You may have already heard of GInvest before or seen the GInvest. Same with GCredit and GLoan kaya mataas yung interest rates. How much is the penalty for GCredit? For 1 day past due, 200 pesos. hello! sa mga regular user ng gcash/gcredit dito, would like to ask lang if gcredit is automatically activated ba? or do you have to manually activate it as soon as you get a high gscore? i'm very new to the app kasi and is confused how it works. Enjoy no monthly fees ¶, use eligible bills to raise your credit scores ø and more. Enter the. When autocomplete results are available use up and down arrows to review and enter to select. It is possible to utilize GCredit if you have a GScore of 400 or higher and are a user of GCash. If you pay your minimum amount due on or before your due date, you will not have late payment fees for the current billing cycle and you can continue using GCredit. How To Apply for GGives. The more you use your GCash account (be it for paying bills or other transactions), the higher your GScore is. Any idea why? Thanks This. Tapos i always pay in full before duedate. Otherwise, your GCredit line will be temporarily suspended until you settle your. Buy now, pay later with access to your own credit line. Once you get to a high enough GScore, you will receive a notification that you can activate GCredit. They only say that you need to keep using the app to increase your credit score. GCredit is a mobile credit line that you can use to pay for goods and services at businesses that accept the GCash QR code, purchase online at specific e-commerce stores, or pay bills using the Pay bills feature. Reply _been • Additional comment actions. Must perform a valid transaction during the campaign period. The more you use your GCash account (be it for paying bills or other transactions), the higher your GScore is. Ang dami namang gamit ng GCash and if. As others have said, GCredit doesn't report to a credit bureau so it doesn't matter. What is GScore? GScore is a score that reflects how active you are in using GCash’s products and features. The loanable amount varies according to the user's eligibility. Yes. Here are the details: Availment – varies depending on GScore, the maximum currently is 3 loans but depends on the max loan amount. If you have not received your GLoan Sakto after 24 hours, you may raise a ticket in our GCash Help Center. Depending on your GScore and GCash profile, you can avail of a minimum spend requirement of ₱1,000 and a maximum spend of ₱125,000. Reference: GLoan FAQS - Why can’t I access GLoan?The general terms of the loan depend on your GScore. GCredit can give you up to PHP 10,000 Credit Line and up to 5% Interest Rate (monthly) which is prorated; meaning that the earlier you pay your dues, the lower your interest fee is. #tutorial #gcashtutorial #nocopyrightvideo10. Gusto ko pong i share kung ano ang ginawa ko sa GCASH app ko para tumaas ang GScore ko para mag increase din yung GCredit ko. High activity increases your GScore, which can raise your credit limit. . Mine is 472 and still ayaw pa rin mag unlock and still needs higher gscore. Once eligible, you will be given a credit limit that you may consume and replenish every time you pay off your balance with the corresponding interest. Once completed, you can already start enjoying GGives because approval is instant!To use GCredit in Foodpanda, you first need to set it up in the app or website. Keep increasing your GScore to become eligible for GGives. Homeowners with a credit score as low as 550 can qualify with Unlock. Do note that GCash evaluates monthly your GCredit account and your GScore rating. Many lenders require a FICO score of at least 620 but some will have even higher credit score requirements (700 and up). Here are the steps to follow: Step 1: Open the Foodpanda app. The more features you use, the higher the GScore. Di maka-affect ng credit score (+/-) ang GCredit. How to unlock Gcredit sa Gcash?What is Gscore?Puwede mangutang sa Gcash?Paano pataasin ang GSCore sa Gcash?Hello mga kapengyo(friends)its me JemYT Vlogs, hop. A credit score between the minimum score of 300 and 579 is considered “very poor,” and a credit score between 580 and 669 is considered “fair. Unlock Alternatives. Didn't even use GCredit at all except for the instances I buy pizza for a birthday. 4 Can I transfer a loan to GCash? 10. 99 during the funding period from an external bank and maintain at. when you receive your billing statement you will recent interest due alongside your balance due, even if you had zero outstanding balance in the previous month. I ordered last week so I'm waiting for it to be delivered. The higher the GScore, the higher the credit limit you can have. If you really need a credit line, a traditional credit card / secured credit card is still better. I work from home and my employer is based on London, so it is really hard for me to get a credit card. EXTEND YOUR BUDGET WITH GCREDIT • Gain access to GCredit, GCash's mobile credit line, based on your GScore • Credit limit starts from P1,000 to P30,000 • Build your GScore by using GCash frequently. “GCredit's interest is prorated which means you get lower interest when you pay earlier. Have a healthy GCash balance at all times. Wait for a confirmation message stating a successful transaction. Computation for the minimum amount due: 10% of Unpaid Charges. Learn more about wallet and transaction limits here. The minimum credit score for a HELOC also varies, but lenders usually prefer a credit score of 700 or higher. This is just based on my knowledge and experienced. Earn a $250 bonus when you deposit in new money between $25,000 and $49,999. Step 1: Open the GCash app and tap “View all GCash Services”. Here’s how: Step 1: Go to your foodpanda account. How to freeze or unfreeze your Experian credit report by phone or mail. . Only 2 out of 10 Filipinos. “GCredit's interest is prorated which means you get lower interest when you pay earlier. Step 5: Tap “Confirm. This includes your age, credit history, and GScore. Unlock is the only company we’ve reviewed that allows for partial buyback of your agreement prior to the end of the term. Whereas credit cards only charge you interest only after the minimum payment comes due, GCredit charges interest instantly. One’s GScore is earned through frequency of GCash use: the higher it is, the higher the credit limit. GCash also charges a one-time processing. . How To Repay GLoan. Remember: G. When your GScore reaches around 600, you can unlock another GCash feature called GCredit. It increases depending on how much you use GCash to Buy Load, Pay QR, Pay Bills, Invest, Save and other GCash Features. You won't find one definitive answer as to the exact credit score you need to open a given credit card — although some issuers will at least provide a credit range that offers the best chance. Here are possible reasons why your GCredit account has been deactivated: Outstanding GCredit Dues. Borrow. 580-669 – considered fair. 3 How do I enable GCredit in manage credit? 10. Your GScore rating will display on the screen. While GCredit lets your borrow money for a month, GGives offer more flexible payment terms of up to 12 months. Use and pay off your GCredit on time, every time. To avail of GCredit, tap “Manage Credit” and confirm your email address. The first step to become eligible for GCredit is to be a fully verified customer of GCash! You would have to provide some necessary documents in order to be verfied by GCash, but there is no income document required to be eligible for GCredit. . 2 more to go once I've cleared those bills! 💳. The minimum and maximum amounts you can borrow and spend are indicated in your GGives dashboard in GCash. Once you reach a certain threshold, you get to unlock GCredit—it is GCash’s loan service where you can borrow money (the maximum amount is Php 10k for starter accounts) and pay. O. Then GGives na minsan ang hirap i-access lol. ago. . You will receive all the confirmation on your registered email address. Phone: 1-888-909-8872. GCredit gives you a credit line of up to PHP 30,000 that allows you to instantly pay for your online transactions and your essentials at a later date to over 17,500 stores and billers with no additional requirements needed. Must make full repayment on allSpecial Vlog #13. In comparison, users who availed GCredit and GLoan get 1 to 7% and 1. It also seems that GGives offers a higher credit limit than GCredit for the same GScore. The products are aimed at Filipinos who have outstanding loans, with the top three reasons being day-to-day expenses, emergencies, and fulfilling financial or life goals. The more you use. Higher outgoing limits – withdrawals will have no limitations per month, and you can withdraw up to Php 10,000 per day. However, if you pay the minimum amount due, only the loan amount paid will be replenished. vi. e. Select the purpose of your loan. Verified GCash users with a GScore of 400 and up are eligible for GCredit. I have a suspicion that Gcash is using the info from other banks and loan apps to base GScore from. Loan amount – Php. Learn more in our roundup of the best home equity sharing companies. GCredit is a revolving credit line of up to PHP 50,000, which allows you to instantly pay at over 100,000 stores and billers at a later date with no additional requirements. 57% interest rates, respectively. GScore measures a users creditworthiness based on app usage. Prior to that, ginagamit ko na gcash ko monthly sa pagbabayad ng bill sa kuryente pero di ko naunlock gcredit not until nagkaroon ako ng big transaction sa gcash. You can try to boost your credit score by getting credit for paying bills like your cell phone, utilities, and popular. Paano pataasin ang GSCORE at i Activate ang GCREDIT. It increases depending on how much you use GCash to Buy Load, Pay QR, Pay Bills, Invest, Save and other GCash Features. 2. Note: You are only allowed to avail of one GLoan at a time. Basically, it’s a revolving line of credit but with daily interest. Before the maximum amount, you may borrow is PHP 50K but the e-wallet company bumped it to a six-digit amount. If you are new to borrowing money, this is a good entry loan for you with its short payment terms and minimal fees. Ramp up your GScore to gain access to GCredit. Tsaka, may interest agad the next day after purchase. Input and confirm your loan details and expect the loan amount to be sent to your GCash wallet within 24 hours. Review the details and select Pay. Credit limit starts at Php 1000 and can increase to Php 30,000. I don’t know how Globe scale this GScore to the credit limit they will be awarding to user but their maximum credit limit that they can. On the next page, upload your specimen signature photo by clicking on the camera button under Signature. 1 Shopee Checkout 1. You can use it as a credit card with an approved limit. . Select the restaurant and menu items on the Foodpanda app for iOS or Android. With GCredit, users only have to pay for the time they borrow,” Anna Gatmaitan, Head of GCredit said. 8 How to use Gcredit in puregold 1. Here is the step by step procedure on how to use the GCash Credit: Open the GCash app and log in to your account. . What is GCredit? How do I use GCredit? How do I become eligible for GCredit? Can I get more than one (1) credit limit at the same time? How can I apply for a higher credit line amount? Where can I use my credit line? How can I apply for GCredit? Are there any documents I need to submit? Do I need a Globe Number to apply for GCredit? For as low as P50, pwede ka nang maging investor AND it will help you boost your GScore! Mag-invest regularly with GInvest para madagdagan ang score mo and unlock GCredit. Majority of the people who are eligible have a Gscore of 500 or more. 1% interest rate per annumIncrease your GCredit Limit. Easy Installments: Setting up your payment plan is a breeze. From 680 naging 720 nun pero bumaba ngayon to 698 mula nung umutang ako sa Billease. Before CIMB takeover nang GCredit madali lang ma unlock as in ma reach mo lang yung GScore. • 1 yr. Initial approved sakin sa Gcredit was PhP2,000. Bumaba ng >30pts yung GScore ko kasi siguro around 100 pesos lang ang inuutang ko per month at ilang araw pa lang binabayaran ko na so napakaliit ng nakukuha nilang interest sakin. 5. With the Self credit app, you’ll have everything you might need to build credit. Want to try a hand at investing but don't know where to start? Learn more about the basics of investments and when the right time is to invest here! Launch the GCash app and log in to your account. Minimum spend of Php 4000. Thank youFor more updates,follow me here:Tiktok: is a scoring system that allows GCash to provide you with tailor fit services. Your new GCash mobile number must be fully verified. Borrow. For fixed-rate loans, you should have at least a 620 credit score to qualify for a conventional loan. This limit can be used as an alternative source of payment using the GCash app. One’s GScore is earned through frequency of GCash use: the higher it is, the higher the credit limit. GCredit is a revolving credit facility that can be tapped when a GCash user has a healthy GScore, the first trust score in the country. How to unlock GCREDIT?How to use gcash?W. Gcredit nag start lang siya sa 2k nung 2020, then hanggang naging 4k, then 8k, then last dec naging 10k and last feb naging 20k. You. Your GCredit limit may increase or decrease based on how much you’re spending using GCredit and if you pay on time/in advance. 1% interest rate per annumChange your mobile number. They are the ones who fall prey to loan sharks and other predatory lenders. Enter the amount to be paid and then press. . However, some online lenders have set minimum score requirements as low as 580. 6 What is the GScore for 10000. Here are the steps to follow: Step 1: Open the Foodpanda app. So if you need to get a second credit card with another bank, they can get your credit score from the credit bureau and make an assessment whether or not if. 😊. Today, the Gcredit is on beta stage and they are approving 100,000 users who are qualified who have a higher Gscore rating. Please subscribe to my Channel for more Tips on How to Make M. You can view your minimum and available loan amount limit on your GGives dashboard. This cash loan is payable in 14 or 30 days only at 0% interest!The GCredit interest rate varies per GCash user. Scan to choose GGives as a. GScore is GCash’s proprietary credit scoring system, and the specific requirements for loan eligibility can vary based on factors such as the type of loan, your financial profile, and your transaction history. To set up your GCredit, you must verify your email address. Minimum credit score: Unlock: 4. Here’s how you can apply: Step 1. Verification Documents Required Driver License (or other photo ID)About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright. For 31 days past due, 300 pesos. Your. How do I know if my GCredit is activated? See why users choose GCredit A good Gscore will unlock the GCredit feature of the GCash app. Choose the amount you want to borrow and. If you cannot access our online service, you can contact us by: Mail. Also activated mine and got 11K credit with 3. GCredit offers a credit limit that depends on your GCash usage and financial behavior. 99%, pero I still think ang laki nya. GCredit is only available for users who are fully verified an. What is GCredit? GCredit is a revolving mobile credit line available on the GCash app which may be used as another payment option for your purchases. #gcash #gcredit #gcashappIn this video, JP will share about his experience in 🔓 Unlocking GCredit option via 📲 GCash, help us to understand how 💸 fees & c. Ramp up your GScore to gain access to GCredit. Minimum spend of Php 4000. If you want to see where you stand, and thus estimate your odds of approval for this. The point is they want people to use the service as often as possible. EXTEND YOUR BUDGET WITH GCREDIT • Gain access to GCredit, GCash's mobile credit line, based on your GScore • Credit limit starts from P1,000 to P30,000 • Build your GScore by using GCash frequently. GScore is a built-in credit score in GCash, and GCredit is a revolving credit line in GCash. You should also maintain a good credit score (GScore). The loan duration can vary from 5, 9, 12, 15, 18, and 24 months. Take note of your credit limit in the GCredit dashboard when making any purchases. A personal loan is another financing option you can use for just about any expense. Raise your credit limit. 24% on balance transfers and purchases after the introductory period ends. ”. Thank youFor more updates,follow me here:Tiktok: is a scoring system that allows GCash to provide you with tailor fit services. How GScore is computed It is the trust rating computed for you based on the various activities you do in GCash such as maintaining an active wallet balance, paying. Has 10 year (max) terms with a low (500) minimum credit score. The thing is I’ve watched out for my GScore to go up and been trying to click the apply for GCredit from time to time. 2 How do you unlock GScore fast? 10. As a general rule, lenders reserve the lowest interest rates for borrowers with the highest credit scores. Here’s how to buy stuff in Shopee using GCredit: Open the Shopee app or website and add the item you wish to buy to the cart. . Key Questions About HometapGCREDIT PART3: 3 GCASH HACK REVEALED - TOTOO KAYA? || Mars Ayee AbalosPwede pa lang kumita just by copy pasting links or sharing links online?SIGN UP HERE ⬇️. Step 2: Tap “GGives” in the ‘Financial Services’ section. Kapag ikaw ay isang verified user, at gumagamit ng GCash regularly, malaki ang chance mo na maka-avail ng kanilang GCredit. Eh ngayong nagkaroon ako ng Gcredit, ito na mostly ginagamit ko except sa mga stores that doesnt accept. Please subscribe to my youtube channel and watch the full video 🙂Search titles only By: Search Advanced search…Also, you’ll want to understand how GCredit and GGives work. You can complete the activation process in just a few minutes. Keep using GCash and GCredit, even for small purchases. iv. What is the minimum GScore to unlock GCredit? The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. Use as many features and services as you can. Thanks for asking,Feb 20, 2021 - In this video, I will give tips on how to increase GScore to unlock GCredit faster. 9 – Maximize your GCredit line. Choose your preferred monthly installment term and then tap. HOW TO CONVERT YOUR GCREDIT TO CASH VIDEO: Kailangan ba verified ung Shopee account. Box 2000 Chester, PA 19016. Maintain a good credit record and did not commit any fraudulent transactions. Pay later with your own credit line of up to P30,000! LEARN MORE. Get up to P125,000 cash straight to your wallet. Save and Invest regularly. Just took a step towards better financial management! 🙌 Just cancelled 3 credit cards from different banks to keep my spending in check. Usually, Gcash pre-approves your loanable amount depending on your Gscore and how much is your usual wallet balance in the app. Personal Loan. you may apply for a minimum of ₱30,000 to ₱1,000,000. The actual GScore that will unlock GCredit is not disclosed by G-XChange / Mynt. GCash did not publicly disclose the exact number of GScore points required to unlock a GCash loan. An. " You can also call 888-EXPERIAN ( 888-397-3742 ), or send a request by mail to Experian. The Experian Smart Money ™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. 49% - 29. Fill in the blanks with the rest of the application’s information. Use your GCash app regularly. v. Touch device users, explore by touch or with. Copy of a utility bill, bank or insurance statement, etc. Qualifying for a GLoan requires a good GScore that GCash computes based on your activity in the app, which means that the more you use GCash features, the higher your GScore will be. DesignSa video na ito, isashare ko kung paano ma-unlock ang inyong GCREDIT SA GCASH at paano ito gamitin ️. Place an opening $10. r/UKPersonalFinance. How it works. EXTEND YOUR BUDGET WITH GCREDIT • Gain access to GCredit, GCash's mobile credit line, based on your GScore • Credit limit starts from P1,000 to P30,000 • Build your GScore by using GCash frequently. Get started with GCredit. Flexible Payment Terms: Choose from payment plans that span three, six, or twelve months to match your financial situation. . • No minimum deposit, no minimum balance • Up to 4. Tick the box corresponding to the item and proceed to checkout. Gscore ay isang basehan upang tayo ay bigyan ng pagkakat. The maximum withdrawal amount per day is Php 50,000. But if you weren’t able to reach this screen or you got some kind of error, you can check below to see the. They get bogged down by paperwork and bureaucracy in government. GCash is a revolutionary way to access extra cash quickly and easily thru your mobile phone. A credit score between the minimum score of 300 and 579 is considered “very poor,” and a credit score between 580 and 669 is considered “fair. GCash users earn points in their GScore whenever they use GCash to settle any payment or even when simply cashing in. Credit and FICO scores can fall between 300 and 850, with a higher score considered better. Among the three, the hardest borrow product to achieve is the Gcredit. secrets revealed & this is 101% legit & tested !!! watch until the end of the video for tips & tricks that im going to share with you mga ka-bds !!! don't fo. Your credit limit will increase as your GScore goes higher, and when you pay your GCredit balance on time, your score increases even more. GCredit. So maximizing or spending to its most limited capacity of the credit may increase your GScore. CIBC Bank Savings Account. Pay your. ”1 If your credit score falls into those ranges, your credit card options are limited but still available – in other words, you may not yet qualify for credit cards with the most valuable. Your initial credit limit is Php 1,000, but you can take as high as Php 30,000 as long as you maintain a healthy GScore. ” To. Sabi nila un daw ang maximum score I am not sure tho kasi ang Gcredit ko is 10k, then Ggives is 30k pero haven't unlock Gloan yet. Build credit, track your credit score, unlock a credit card, and more. The minimum amount is Php 5000 and the maximum is Php 125000. I also get some inquiries on how to transfer GCredit to GCash Wallet. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright. Save and Invest regularly. I searched online and 400 gscore is the minimum to unlock gcredit. • No minimum deposit, no minimum balance • Up to 4. How to Increase GSCORE Fast! GCash Tips to Unlock GCredit and MoreUTANGAN 24/7 - Only 1 Valid ID NeededGScore in GCash reflects how much you use or how often you use GCash. January 31, 2023 by Jerico. Verified GCash users with a GScore of 400 and up are eligible for GCredit. Getting a higher GScore will help unlock more GCash services for you: GGives, GCredit and GLoan! Watch for tips on how you can raise your GScore. Your GScore will determine your Credit limit; the higher your GScore, the higher your credit limit. Don't forget to Subscribe!For any questions. Teams. Based on experience. In the GLoan Dashboard, select Pay For GLoan. To qualify, your GScore must reach the minimum threshold for eligibility. 2. The more Gcash transactions you have, the higher GScore you get. GCredit terms will depend on your GScore. GCredit: GCredit limits: Starts with Php 1,000, maximum of Php 10,000; depends on GScore: GSave – CIMB:. Powered by Fuse Lending. Buy now, pay later with access to your own credit lineGlobe launched this GCredit as a personal credit line based on trust that is available to qualified GCash users. But typically, you can borrow around P1,000 for the minimum and up to P50,000. How To Repay GLoan. Then, last month nagtext sakin yung Gcredit na napprove ako for Gcredit increase which is amounting to PhP5,000!!! Since critical month for me ang month of. GCredit is the one way we can utilize our GScore. The minimum credit score for a home equity loan generally is 620, but some providers set the threshold as high as 730. 1. As per the app, you can get approved from 1000 PHP up to 30000 PHP. To qualify for this loan feature, you’ll need to get a certain GScore through GCash doesn’t specify the score.